Luckiest Man Alive. Or Is He?

There are two competing schools of thought on this guy surviving his (alleged) throwing-himself-over-the-falls suicide attempt at Niagara Falls. (Canadian side. It's more scenic, after all.)

First, the GorT optimistic observation that "Man, this guy's really lucky. God must have some great plan in mind for him."

Opposed is the pessimistic 'Puterian perception that "Dude, you're so messed up you couldn't even kill yourself right. Loser."

Here's a true New York case supporting the 'Puterian view. A family man purchases a large face value life insurance policy. The suicide exclusion in the policy is two years from the policy's effective date. Said man calendars his time and dutifully waits approximately two years and one month and kills himself. Family attempts to collect. Insurance company refuses to pay. Man counted wrong and killed himself four days early. New York Court of Appeals (highest state court) upholds insurance company's refusal to pay out on the policy.

Loser.