Great Idea!

Like this won't cause even more auto accidents. I'm sure teens and other idiot drivers will use this new technological "advance" safely and appropriately.

Jerk-monkeys.

[Can we just call this the Eddie Griffin Memorial Mobile Televideo Technology? —ŒV]

'Puter has the perfect market-based solution for morons who phone/text/watch TV while driving, and then get into accidents. First, if you are in an accident, your cell phone records must be immediately released to the police, your insurer, and the insurer of the person you hit. If your cell phone showed activity at the time of the accident, it is a rebuttable presumption that you are 100% at fault for the accident. Additionally, if you were on the cell phone at the time of the accident, your insurer can exclude you from all coverage related to your physical or property injuries, but would still be required to reimburse the other person to the policy limits.

'Puter's genius policy allows government to say they've done something while actually loosening foolish insurance requirements, acknowledges grown-ups are free to make stupid choices (no nanny state here!) and holds the aforementioned stupids responsible for the consequences of their actions. A win-win-win if ever there was one.

This model works for smokers and health insurance as well. Smoked and got lung cancer? We'll provide palliative care only. Should've saved some of the dough you spent on smokes over the last thirty years.